Question 1

Can I use a VA loan on a Huntington Park condo or townhome?

Accepted Answer

Only if the complex is VA-approved. Many smaller HOAs here lack approval. We verify status before you tour properties to save time.

Question 2

What credit score do I need for VA loans in LA County?

Accepted Answer

Most lenders want 580-620 minimum. We access lenders at 580 for veterans with strong income and verified employment history.

Question 3

Do VA loans work for multi-family properties in Huntington Park?

Accepted Answer

Yes, up to four units if you occupy one. The property must meet VA standards and you need income to cover the full payment.

Question 4

How long does VA loan approval take here?

Accepted Answer

21-25 days with efficient lenders. Delays happen if the appraisal requires repairs or the seller won't address VA conditions.

Question 5

Can I skip the VA funding fee in California?

Accepted Answer

Only if you receive VA disability compensation or are a surviving spouse. Purple Heart recipients still pay the fee unless also disabled.

VA Loans in Huntington Park: Zero Down for Veterans in LA County