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Culver City draws international buyers. The tech and entertainment industries pull foreign nationals into this market consistently.
These buyers need non-QM financing. Standard US mortgage programs require credit history and income documentation most foreign nationals don't have.
30-40% typical
Down Payment
Not required
US Credit Required
12-24 months foreign
Bank Statements
Non-QM
Loan Type
Purchase & Investment
Property Types
Foreign National Loans in Culver City
Lenders typically want 30-40% down from foreign nationals. That down payment offsets the risk of lending without US credit history.
You'll need a valid passport, visa documentation, and 12-24 months of foreign bank statements. Some lenders also require a US bank account at closing.
Local decision guide
Use this guide to connect foreign national loans eligibility, lender expectations, and local market factors before comparing payment options in Culver City.
Culver City draws international buyers. The tech and entertainment industries pull foreign nationals into this market consistently.
These buyers need non-QM financing. Standard US mortgage programs require credit history and income documentation most foreign nationals don't have.
Lenders typically want 30-40% down from foreign nationals. That down payment offsets the risk of lending without US credit history.
Most retail banks won't touch foreign national loans. This is a specialty product — you need lenders who do this regularly.
SRK CAPITAL works with 200+ wholesale lenders. Several specialize in foreign national programs with competitive terms for California buyers.
The biggest deal-killer is documentation gaps. Get your foreign bank statements translated and notarized before you start shopping.
Visa type matters a lot. B-1/B-2 tourist visas face stricter terms than E-2 or L-1 visas. Know your visa category before you apply.
If you have an ITIN, you may qualify for an ITIN loan instead. Those programs often allow lower down payments and broader lender options.
DSCR loans are another route if you're buying an investment property in Culver City. Qualification is based on rental income, not your personal financials.
Culver City is home to Amazon, Apple, and major studios. Foreign executives and employees frequently purchase here on work visas.
Los Angeles County has no shortage of international buyers. But competition is real — having financing locked before making an offer matters.
Yes. Foreign national loan programs don't require US credit history. Lenders use your foreign bank statements and assets to qualify you instead.
Most visa types qualify, including B-1, B-2, E-2, and L-1. Terms vary by visa — work visas typically get better rates than tourist visas.
Yes. Many foreign nationals buy Culver City investment properties. A DSCR loan may also be worth comparing if rental income supports the payment.
Expect 30-40% down for most foreign national programs. Some lenders require more depending on visa type and property use.
Some lenders require it, others don't. It depends on the program. We'll flag this requirement upfront so you're not caught off guard at closing.
Yes, but condo eligibility depends on the building's approval status. Some lenders are stricter on non-warrantable condos with foreign national loans.