Question 1

Can I get a Foreign National Loan in Beverly Hills without visiting the US?

Accepted Answer

Many lenders can complete most of the process remotely. However, you'll typically need a US-based representative for closing and property inspection coordination.

Question 2

What down payment do I need for a Beverly Hills Foreign National Loan?

Accepted Answer

Most programs require 30-40% down for purchase transactions. Larger down payments may secure better rates and terms from lenders.

Question 3

Do Foreign National Loans require US credit history?

Accepted Answer

No US credit history is required. Lenders evaluate your international credit profile and financial documentation from your home country instead.

Question 4

Can I use Foreign National financing for Beverly Hills investment properties?

Accepted Answer

Yes, these loans work for both investment properties and second homes. Investment properties may have different down payment and rate requirements.

Question 5

How long does Foreign National Loan approval take in Beverly Hills?

Accepted Answer

Processing typically takes 45-60 days due to international documentation requirements. Starting early and providing complete documentation helps expedite the timeline.

Foreign National Loans in Beverly Hills - Financing Luxury Real Estate for International Buyers