Question 1

Can I get a foreign national loan on a tourist visa?

Accepted Answer

Some lenders allow it, most don't. Visa type is the first thing a lender checks. We'll match you to programs that fit your specific visa.

Question 2

Do I need a US bank account to qualify?

Accepted Answer

Most lenders require one for closing funds. Opening a US account early in the process removes a common last-minute obstacle.

Question 3

How much do I need to put down in Taft?

Accepted Answer

Plan for 25–30% down on a foreign national loan. Some programs go higher depending on visa type and reserve documentation.

Question 4

Can I use this loan to buy a rental property?

Accepted Answer

Yes. Investment purchases are common on foreign national programs. A DSCR loan may also be worth comparing for rental income properties.

Question 5

What if I have no US credit history at all?

Accepted Answer

Foreign credit reports work with many wholesale lenders. Some programs qualify you on assets alone, bypassing credit entirely.

Foreign National Loans in Taft, CA