Question 1

Can I get a foreign national loan as a tourist visa holder?

Accepted Answer

Some lenders allow B-1/B-2 visa holders. Expect stricter terms and a higher down payment requirement than other visa types.

Question 2

Do I need a U.S. bank account to qualify?

Accepted Answer

Not always, but having one helps. Lenders want to verify reserves — a U.S. account makes that process straightforward.

Question 3

How long does a foreign national loan take to close?

Accepted Answer

Plan for 30–45 days minimum. Document verification from foreign institutions adds time to the process.

Question 4

Can I use rental income from the Trinidad property to qualify?

Accepted Answer

Some lenders allow projected rental income. A DSCR loan structure may work better if rental income is your primary qualifier.

Question 5

Are foreign national loans available for vacation homes in Trinidad?

Accepted Answer

Yes. Second home and vacation property purchases are common use cases for these programs.

Foreign National Loans in Trinidad, CA