Question 1

Can I use a VA loan to buy a fixer-upper in Parlier?

Accepted Answer

Only if repairs are minor. VA requires the home to be move-in ready. Major issues must be fixed before closing or financed through VA Renovation loans.

Question 2

Do Parlier sellers accept VA loan offers?

Accepted Answer

Most do, especially near NAS Lemoore. Sellers sometimes worry about appraisal requirements, but VA buyers typically close on time with proper preparation.

Question 3

What's the VA loan limit in Fresno County?

Accepted Answer

There's no limit if you have full entitlement. Veterans can borrow any amount without a down payment, though jumbo amounts may require reserves.

Question 4

Can I buy a manufactured home with a VA loan in Parlier?

Accepted Answer

Yes, if it's permanently affixed to land you own. The home must be built after June 1976 and meet HUD standards.

Question 5

How long does VA loan approval take in Parlier?

Accepted Answer

Typically 30-45 days from offer to closing. Limited appraisers can add 1-2 weeks, so start your search with pre-approval in hand.

VA Loans in Parlier: Zero Down for Veterans in Fresno County