Question 1

How fast can I close a bridge loan in Firebaugh?

Accepted Answer

Most bridge loans close in 7-14 days once appraisal completes. Rural properties may add 3-5 days for title work.

Question 2

What if my current property doesn't sell on time?

Accepted Answer

You can extend most bridge loans 3-6 months for a fee. Plan your exit before you start to avoid expensive extensions.

Question 3

Do bridge loans work for agricultural land?

Accepted Answer

Yes, but you need a lender experienced with ag properties. Not all bridge lenders understand farm valuations in Fresno County.

Question 4

Can I avoid double mortgage payments?

Accepted Answer

No — you'll carry both loans until your original property sells. Budget for interest-only payments on both during the overlap.

Question 5

What happens if rates change during my bridge loan?

Accepted Answer

Bridge loans have fixed rates for the term. Your new permanent mortgage rate depends on market conditions when you refinance.

Bridge Loans in Firebaugh: Move Fast Without Selling First