Grantor vs. Grantee

Supporting Evidence

• On a deed, the grantor is giving the property interest away and the grantee is taking title.
• A transfer can involve individuals, trusts, companies, heirs, or multiple parties on either side of the deed.
• The grantor-grantee relationship explains who transfers title, but it does not automatically explain who remains liable on the mortgage.

Why This Matters

Many title and estate questions come down to who actually owns the property versus who still owes the loan. Understanding grantor and grantee roles helps avoid mistakes when property changes hands.

Frequently Asked Questions

Is the grantor always the seller?

Not always. The grantor is the transferring party, which could be a seller, parent, spouse, trustee, or estate representative.

Is the grantee always the borrower?

No. The grantee receives title, but the mortgage borrower could be the same person, a different person, or multiple people depending on the transaction.

Can there be multiple grantors or grantees?

Yes. Deeds can transfer interests from multiple parties to multiple parties.

Do grantor and grantee terms apply only to houses?

No. They apply broadly to real property transfers, including land, condos, and investment property.