Question 1

Can I use a VA loan to buy a condo in Albany?

Accepted Answer

Yes, but the condo complex must be VA-approved. Check the VA condo approval list before you fall in love with a unit.

Question 2

How long does a VA loan take to close in Albany?

Accepted Answer

Typically 30-45 days. VA appraisals can add time — factor that in when writing your offer.

Question 3

Do Albany sellers accept VA offers?

Accepted Answer

Many do, especially with a solid pre-approval. Some hesitate over appraisals — your broker can help frame the offer to reduce that concern.

Question 4

What is the VA funding fee in 2026?

Accepted Answer

It depends on your service type, down payment, and prior VA loan use. Veterans with service-connected disabilities pay zero.

Question 5

Can I use a VA loan more than once?

Accepted Answer

Yes. VA entitlement can be restored after you sell and pay off a prior VA loan. You can also have two VA loans simultaneously in some cases.

VA Loans in Albany, CA — Zero Down for Veterans