How to Apply for an FHA Loan
FHA loans are insured by the Federal Housing Administration and help first-time homebuyers purchase a primary residence with flexible payment options and competitive interest rates.
Introduction
Step 1 of 7
Your Guide to FHA Loan Applications
Navigate the FHA loan application process with confidence. FHA loans are insured by the Federal Housing Administration (FHA), part of the Department of Housing and Urban Development (HUD). These government-backed loans help first-time homebuyers qualify for an FHA loan with lower down payments.
What is an FHA Loan?
FHA loans are insured by the Federal Housing Administration and overseen by the Department of Housing and Urban Development (HUD). These fixed rate mortgages help borrowers purchase a single family home or primary residence with flexible loan amounts and payment options. FHA loans require mortgage insurance but offer lower down payments - typically 3.5% for borrowers who qualify for an FHA loan with a 580+ credit score.
Lower Down Payment
FHA loans require as little as 3.5% down for your primary residence
Flexible Payment Options
FHA loans offer various payment options to fit your monthly payment budget
Government-Backed
FHA loans are insured by the Federal Housing Administration and HUD
First-Time Homebuyers
FHA loans offer special benefits for first-time homebuyers purchasing a single family home