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Estimate how far your monthly Basic Allowance for Housing can stretch against a home payment.
Plan your financial future with our suite of mortgage calculators
It helps you compare your monthly housing allowance against the payment you would carry on a home purchase so you can see whether you have cushion or a shortfall.
No. Enter your current monthly BAH directly so the estimate reflects the amount you actually receive.
Yes. The calculator layers estimated property tax and annual homeowners insurance into the monthly housing cost.
That means the property would require out-of-pocket funds above your allowance each month, which can still be workable depending on income and debt levels.
Updated 3/15/2026
Calculators Bah Guide is updated daily with practical mortgage guidance for this page.