.testimonials-section{position:relative;overflow:hidden;background:linear-gradient(180deg,rgb(15,23,42),#0d1021);padding:5rem 0;color:#fff}@media(min-width:768px){.testimonials-section{padding:8rem 0}}.testimonials-section-bg{position:absolute;inset:0;z-index:0;pointer-events:none;opacity:1;background-size:cover;background-position:50%;background-repeat:no-repeat;background-attachment:fixed}@media(max-width:768px){.testimonials-section-bg{background-attachment:scroll;background-size:cover;image-rendering:-webkit-optimize-contrast;image-rendering:crisp-edges;transform:translateZ(0);will-change:transform}}.testimonials-section-bg:after{content:"";position:absolute;inset:0;background:conic-gradient(from 45deg at 20% 80%,rgba(38,64,115,.12) 0deg,transparent 120deg),conic-gradient(from 225deg at 80% 20%,rgba(46,82,140,.1) 0deg,transparent 120deg),radial-gradient(circle at 30% 70%,rgba(31,71,122,.06) 0,transparent 50%);animation:ambientMove 20s ease-in-out infinite}.testimonials-section-container{position:relative;z-index:1;container-type:inline-size;margin:0 auto;padding:0 1rem;max-width:1280px;opacity:0;transition:opacity 1s ease-in-out}.in-view .testimonials-section-container{opacity:1}.testimonials-section-header{margin:0 auto 3rem;max-width:48rem;text-align:center}@media(min-width:768px){.testimonials-section-header{margin-bottom:4rem}}.testimonials-section-header-title{margin-bottom:1rem;background:linear-gradient(to bottom right,white,rgb(203,213,225));background-clip:text;-webkit-background-clip:text;color:rgba(0,0,0,0);font-size:2.25rem;font-weight:700;line-height:1.2}@media(min-width:768px){.testimonials-section-header-title{font-size:3rem}}.testimonials-section-header-subtitle{font-size:1.125rem;color:#cbd5e1}.testimonials-section-header-divider{position:relative;margin:1.5rem auto 0;height:.25rem;width:6rem;overflow:hidden;border-radius:9999px;background:linear-gradient(90deg,transparent,rgb(59,130,246),transparent)}.testimonials-section-header-divider:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent,rgba(255,255,255,.5),transparent);animation:shimmerFlow 3s ease-in-out infinite}.testimonials-section-grid{display:grid;gap:2rem;grid-template-columns:1fr}@media(min-width:768px){.testimonials-section-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.testimonials-section-grid{grid-template-columns:repeat(3,1fr)}}.testimonials-section-grid-secondary{margin-top:2rem;display:grid;gap:2rem;grid-template-columns:1fr}@media(min-width:1024px){.testimonials-section-grid-secondary{grid-template-columns:repeat(2,1fr)}}.testimonials-section-stats{display:flex;flex-direction:column;align-items:center;justify-content:center;border-radius:1rem;border:1px solid hsla(0,0%,100%,.1);background:hsla(0,0%,100%,.05);padding:2rem;text-align:center;backdrop-filter:blur(12px)}@media(min-width:1024px){.testimonials-section-stats{grid-column:span 1}}.testimonials-section-stats-rating{font-size:6rem;font-weight:800;background:linear-gradient(to bottom right,white,rgb(203,213,225));background-clip:text;-webkit-background-clip:text;color:rgba(0,0,0,0);line-height:1}.testimonials-section-stats-stars{display:flex;margin:.5rem 0;gap:.25rem}.testimonials-section-stats-stars .star-icon{height:2rem;width:2rem;fill:#facc15;color:#facc15}.testimonials-section-stats-text{font-size:1.125rem;font-weight:600;color:#cbd5e1}.testimonials-section-stats-description{margin-top:1rem;color:#94a3b8}@media(min-width:1024px){.testimonials-section-main-card{grid-column:span 2}}.testimonials-section-footer{margin-top:4rem;text-align:center}.testimonials-section-footer-link{display:inline-flex;align-items:center;gap:.75rem;border-radius:9999px;background:#2563eb;padding:1rem 2rem;font-size:1.125rem;font-weight:600;color:#fff;box-shadow:0 10px 15px -3px rgba(37,99,235,.2);transition:all .3s;text-decoration:none}.testimonials-section-footer-link:hover{transform:scale(1.05);background:#3b82f6;box-shadow:0 20px 25px -5px rgba(59,130,246,.3)}.testimonials-section-footer-link:hover .arrow-icon{transform:translateX(.25rem)}.testimonials-section-footer-link .arrow-icon{height:1.25rem;width:1.25rem;transition:transform .3s}.testimonial-card{position:relative;display:flex;height:100%;flex-direction:column;border-radius:1rem;border:1px solid hsla(0,0%,100%,.1);background:linear-gradient(to bottom right,rgba(255,255,255,.05),transparent,rgba(255,255,255,.05));padding:1.5rem;color:#fff;box-shadow:0 10px 15px -3px rgba(0,0,0,.1);backdrop-filter:blur(12px);transition:all .5s cubic-bezier(.16,1,.3,1);opacity:0;transform:translateY(1.25rem)}@media(min-width:768px){.testimonial-card{padding:2rem}}.testimonial-card:focus{outline:2px solid #60a5fa;outline-offset:2px;box-shadow:0 0 0 2px #0f172a,0 0 0 4px #60a5fa}.testimonial-card:hover{transform:translateY(-.5rem) scale(1.02);box-shadow:0 25px 50px -12px rgba(59,130,246,.2)}.testimonial-card:hover .testimonial-card-glow{opacity:1}.testimonial-card.in-view{animation:fadeInUp .6s forwards}.testimonial-card-glow{position:absolute;inset:0;z-index:-1;pointer-events:none;border-radius:1rem;background:linear-gradient(to bottom right,rgba(255,255,255,.1),transparent,rgba(59,130,246,.1));opacity:0;transition:opacity .3s}.testimonial-card-quote{position:relative;margin-bottom:1.5rem;flex-grow:1}.testimonial-card-quote-mark{position:absolute;left:-1rem;top:-1rem;font-family:serif;font-size:4.5rem;color:rgba(59,130,246,.1)}.testimonial-card-quote-text{position:relative;color:#e2e8f0}.testimonial-card-footer{margin-top:auto;display:flex;align-items:center;justify-content:space-between;border-top:1px solid hsla(0,0%,100%,.1);padding-top:1rem}.testimonial-card-footer-info-name{font-weight:700;color:#fff}.testimonial-card-footer-info-title{font-size:.875rem;color:#94a3b8}.testimonial-card-footer-stars{display:flex;gap:.125rem}.testimonial-card-footer-stars .star-icon{height:1.25rem;width:1.25rem;fill:#facc15;color:#facc15}@keyframes ambientMove{0%,to{transform:translate(0) rotate(0deg)}25%{transform:translate(-20px,-20px) rotate(1deg)}50%{transform:translate(20px,-10px) rotate(-1deg)}75%{transform:translate(-10px,20px) rotate(1deg)}}@keyframes shimmerFlow{0%{transform:translateX(-100%)}to{transform:translateX(100%)}}@keyframes fadeInUp{to{opacity:1;transform:translateY(0)}}.down-payment-modal-dialog{background:linear-gradient(135deg,rgba(13,16,33,.98),rgba(3,5,26,.98));backdrop-filter:blur(20px);color:#fff;max-width:64rem;width:95vw;padding:0;border-radius:1rem;border:2px solid rgba(59,130,246,.2);box-shadow:0 25px 50px -12px rgba(0,0,0,.25),0 0 0 1px rgba(59,130,246,.1);overflow:hidden}.down-payment-modal-header{padding:1.5rem;border-bottom:2px solid rgba(59,130,246,.1);background:linear-gradient(90deg,rgba(30,58,138,.3),rgba(88,28,135,.3));display:flex;align-items:center;justify-content:space-between;backdrop-filter:blur(10px)}.down-payment-modal-header-title{display:flex;align-items:center;gap:.75rem;font-size:1.5rem;font-weight:700;color:#fff}@media(max-width:640px){.down-payment-modal-header-title{font-size:1.25rem}}.down-payment-modal-header-title .title-icon{width:1.75rem;height:1.75rem;color:#fbbf24;animation:icon-pulse 2s ease-in-out infinite}.down-payment-modal-header-close{width:2.5rem;height:2.5rem;border-radius:50%;background:rgba(0,0,0,0);border:none;color:#94a3b8;display:flex;align-items:center;justify-content:center;cursor:pointer;transition:all .3s ease}.down-payment-modal-header-close:hover{background:hsla(0,0%,100%,.1);color:#ef4444;transform:rotate(90deg)}.down-payment-modal-header-close svg{width:1.5rem;height:1.5rem}.down-payment-modal-content{padding:1.5rem;max-height:60vh;overflow-y:auto;background:linear-gradient(135deg,rgba(10,14,39,.5),rgba(3,5,26,.5))}.down-payment-modal-content::-webkit-scrollbar{width:6px}.down-payment-modal-content::-webkit-scrollbar-track{background:rgba(30,41,59,.5);border-radius:3px}.down-payment-modal-content::-webkit-scrollbar-thumb{background:rgba(59,130,246,.5);border-radius:3px}.down-payment-modal-content::-webkit-scrollbar-thumb:hover{background:rgba(59,130,246,.7)}.down-payment-modal-tips{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}@media(min-width:768px){.down-payment-modal-tips{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.down-payment-modal-tips{grid-template-columns:repeat(3,1fr)}}.down-payment-modal-tip{background:linear-gradient(135deg,rgba(30,58,138,.2),rgba(88,28,135,.2));padding:1.5rem;border-radius:.75rem;border:1px solid rgba(59,130,246,.1);box-shadow:0 10px 15px -3px rgba(0,0,0,.1),0 4px 6px -2px rgba(0,0,0,.05);display:flex;flex-direction:column;align-items:center;text-align:center;transition:all .3s cubic-bezier(.4,0,.2,1)}.down-payment-modal-tip:hover{transform:translateY(-4px);box-shadow:0 20px 25px -5px rgba(59,130,246,.2),0 10px 10px -5px rgba(0,0,0,.04);border-color:rgba(59,130,246,.3);background:linear-gradient(135deg,rgba(30,58,138,.25),rgba(88,28,135,.25))}.down-payment-modal-tip-icon{width:2.5rem;height:2.5rem;color:#fbbf24;margin-bottom:1rem;padding:.625rem;background:linear-gradient(135deg,rgba(251,191,36,.1),rgba(251,146,60,.1));border-radius:.5rem;border:1px solid rgba(251,191,36,.2)}.down-payment-modal-tip-title{font-weight:700;font-size:1.125rem;color:#e2e8f0;margin-bottom:.5rem}.down-payment-modal-tip-description{font-size:.875rem;color:#94a3b8;line-height:1.6;flex-grow:1}.down-payment-modal-footer{padding:1.5rem;border-top:2px solid rgba(59,130,246,.1);background:linear-gradient(90deg,rgba(30,58,138,.2),rgba(88,28,135,.2));backdrop-filter:blur(10px);display:flex;flex-direction:column;gap:.75rem}.down-payment-modal-footer-button{display:flex;align-items:center;justify-content:center;width:100%;text-align:center;padding:.75rem;font-weight:600;border-radius:.5rem;transition:all .3s ease;cursor:pointer;text-decoration:none;border:1px solid rgba(0,0,0,0)}.down-payment-modal-footer-button svg{width:1.25rem;height:1.25rem;margin-right:.5rem}.down-payment-modal-footer-button--primary{color:#fff;background:linear-gradient(90deg,#2563eb,#1d4ed8);border-color:rgba(59,130,246,.3)}.down-payment-modal-footer-button--primary:hover{background:linear-gradient(90deg,#1d4ed8,#1e40af);box-shadow:0 10px 25px -5px rgba(37,99,235,.3);transform:translateY(-2px)}.down-payment-modal-footer-button--secondary{color:#93c5fd;background:linear-gradient(90deg,rgba(30,58,138,.5),rgba(29,78,216,.5));border-color:rgba(59,130,246,.3)}.down-payment-modal-footer-button--secondary:hover{background:linear-gradient(90deg,rgba(30,58,138,.8),rgba(29,78,216,.8));border-color:rgba(59,130,246,.5);transform:translateY(-2px)}@keyframes icon-pulse{0%,to{transform:scale(1);opacity:1}50%{transform:scale(1.1);opacity:.8}}@media(prefers-color-scheme:dark){.down-payment-modal-dialog{box-shadow:0 25px 50px -12px rgba(0,0,0,.5),0 0 0 1px rgba(59,130,246,.2)}}@media(max-width:640px){.down-payment-modal-content,.down-payment-modal-header{padding:1rem}.down-payment-modal-tips{gap:1rem}.down-payment-modal-footer,.down-payment-modal-tip{padding:1rem}}.rate-monitor-container{background:linear-gradient(135deg,#0a0e27,#03051a);border:1px solid rgba(59,130,246,.2);border-radius:1rem;overflow:hidden;box-shadow:0 20px 25px -5px rgba(0,0,0,.1),0 10px 10px -5px rgba(0,0,0,.04);height:100%;display:flex;flex-direction:column}.rate-monitor-header{background:linear-gradient(90deg,rgba(30,58,138,.3),rgba(88,28,135,.3));border-bottom:1px solid rgba(59,130,246,.2);backdrop-filter:blur(10px);padding:1.5rem;display:flex;align-items:center;gap:.75rem}.rate-monitor-header-icon{width:2rem;height:2rem;background:linear-gradient(135deg,rgba(34,197,94,.2),rgba(16,185,129,.2));color:#22c55e;border-radius:.5rem;border:1px solid rgba(34,197,94,.4);box-shadow:0 10px 15px -3px rgba(34,197,94,.2);display:flex;align-items:center;justify-content:center}.rate-monitor-header-title{font-size:1.125rem;font-weight:600;color:#fff}.rate-monitor-tabs{flex:1;display:flex;flex-direction:column}.rate-monitor-tabs .tabs-list{background:linear-gradient(90deg,rgba(30,58,138,.2),rgba(88,28,135,.2));border-bottom:1px solid rgba(59,130,246,.1);backdrop-filter:blur(10px);padding:.25rem;gap:.25rem;height:auto;border-radius:0;display:grid;grid-template-columns:repeat(4,1fr)}.rate-monitor-tabs .tabs-list .tab-trigger{color:rgba(147,197,253,.8);background:rgba(0,0,0,0);border:1px solid rgba(0,0,0,0);transition:all .3s ease;padding:.5rem .75rem;border-radius:.375rem;font-size:.875rem;font-weight:500;display:flex;align-items:center;justify-content:center;gap:.5rem}.rate-monitor-tabs .tabs-list .tab-trigger:hover{background:rgba(59,130,246,.1);border-color:rgba(59,130,246,.2)}.rate-monitor-tabs .tabs-list .tab-trigger[data-state=active]{background:linear-gradient(135deg,rgba(59,130,246,.2),rgba(147,51,234,.2));border-color:rgba(59,130,246,.3);color:#fff;box-shadow:0 4px 6px -1px rgba(59,130,246,.1)}.rate-monitor-tabs .tabs-list .tab-trigger .tab-icon{width:1rem;height:1rem}@media(max-width:640px){.rate-monitor-tabs .tabs-list .tab-trigger .tab-label{display:none}}.rate-monitor-tabs .tabs-content{flex:1;background:linear-gradient(135deg,rgba(10,14,39,.95),rgba(3,5,26,.95));backdrop-filter:blur(10px);padding:1.5rem;overflow-y:auto}.rate-monitor-widget{position:relative;height:580px;background:linear-gradient(135deg,rgba(30,58,138,.1),rgba(88,28,135,.1));border-radius:.5rem;border:1px solid rgba(59,130,246,.2);overflow:hidden}.rate-monitor-widget-loading{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:center;align-items:center;color:#93c5fd;z-index:10;background:rgba(3,5,26,.5);backdrop-filter:blur(4px)}.rate-monitor-widget-loading .spinner{width:2rem;height:2rem;border:3px solid rgba(59,130,246,.2);border-top-color:#fbbf24;border-radius:50%;animation:loading-spin 1s cubic-bezier(.4,0,.2,1) infinite;margin-bottom:1rem}.rate-monitor-widget-loading .loading-text{font-weight:500;animation:loading-pulse 2s ease-in-out infinite}.rate-monitor-widget iframe{width:100%;height:100%;border:none;transition:opacity .5s ease}.rate-monitor-resource-card{display:flex;align-items:center;gap:1rem;padding:1rem;border-radius:.5rem;background:linear-gradient(90deg,rgba(30,58,138,.1),rgba(88,28,135,.1));border:1px solid rgba(59,130,246,.1);transition:all .3s ease;cursor:pointer;color:inherit;text-decoration:none}.rate-monitor-resource-card:hover{background:linear-gradient(90deg,rgba(30,58,138,.2),rgba(88,28,135,.2));border-color:rgba(59,130,246,.3);transform:translateX(4px)}.rate-monitor-resource-card-icon{padding:.75rem;background:linear-gradient(135deg,rgba(71,85,105,.5),rgba(30,41,59,.5));border-radius:.5rem;border:1px solid rgba(59,130,246,.2)}.rate-monitor-resource-card-icon svg{width:1.5rem;height:1.5rem;color:#fbbf24}.rate-monitor-resource-card-content{flex:1}.rate-monitor-resource-card-content h4{font-weight:600;color:#e2e8f0;margin-bottom:.25rem}.rate-monitor-resource-card-content p{font-size:.875rem;color:#94a3b8}.rate-monitor-resource-card-arrow{width:1.25rem;height:1.25rem;color:#64748b;transition:all .3s ease}.rate-monitor-resource-card:hover .rate-monitor-resource-card-arrow{color:#fff;transform:translateX(4px)}.rate-monitor-faq-item{background:linear-gradient(90deg,rgba(30,58,138,.1),rgba(88,28,135,.1));border:1px solid rgba(59,130,246,.1);border-radius:.5rem;margin-bottom:.5rem;overflow:hidden;transition:all .3s ease}.rate-monitor-faq-item:hover{border-color:rgba(59,130,246,.2)}.rate-monitor-faq-item[data-state=open]{background:linear-gradient(90deg,rgba(30,58,138,.15),rgba(88,28,135,.15));border-color:rgba(59,130,246,.3)}.rate-monitor-faq-trigger{padding:1rem;font-weight:600;color:#e2e8f0;text-align:left;width:100%;background:rgba(0,0,0,0);border:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;transition:color .3s ease}.rate-monitor-faq-trigger:hover{color:#fff}.rate-monitor-faq-content{padding:0 1rem 1rem;color:#94a3b8;font-size:.875rem;line-height:1.6}.rate-monitor-cta{display:flex;flex-direction:column;align-items:center;justify-content:center;height:100%;text-align:center;padding:2rem;background:linear-gradient(135deg,rgba(30,58,138,.2),rgba(88,28,135,.2));border-radius:.5rem;border:1px solid rgba(59,130,246,.2)}.rate-monitor-cta-title{font-size:1.25rem;font-weight:700;color:#e2e8f0;margin-bottom:.5rem}.rate-monitor-cta-description{color:#94a3b8;margin-bottom:1.5rem;max-width:24rem;font-size:.875rem;line-height:1.6}.rate-monitor-cta-buttons{display:flex;flex-direction:column;gap:1rem;width:100%;max-width:20rem}@media(min-width:640px){.rate-monitor-cta-buttons{flex-direction:row}}.rate-monitor-cta-button{width:100%;padding:.75rem 1.5rem;border-radius:.5rem;font-weight:600;font-size:.875rem;display:inline-flex;align-items:center;justify-content:center;gap:.5rem;transition:all .3s ease;cursor:pointer;border:1px solid rgba(0,0,0,0)}.rate-monitor-cta-button--primary{background:linear-gradient(90deg,#2563eb,#1d4ed8);color:#fff;border-color:rgba(59,130,246,.3)}.rate-monitor-cta-button--primary:hover{background:linear-gradient(90deg,#1d4ed8,#1e40af);box-shadow:0 10px 25px -5px rgba(37,99,235,.3);transform:translateY(-2px)}.rate-monitor-cta-button--secondary{background:rgba(0,0,0,0);color:#fbbf24;border-color:rgba(251,191,36,.5)}.rate-monitor-cta-button--secondary:hover{background:rgba(251,191,36,.1);border-color:#fbbf24;box-shadow:0 10px 25px -5px rgba(251,191,36,.2);transform:translateY(-2px)}.rate-monitor-cta-button svg{width:1.25rem;height:1.25rem}.rate-monitor-intro{text-align:center;font-size:.875rem;color:#94a3b8;margin-bottom:1rem}@keyframes loading-spin{to{transform:rotate(1turn)}}@keyframes loading-pulse{0%,to{opacity:1}50%{opacity:.5}}.rate-monitor-tabs .tabs-content::-webkit-scrollbar{width:6px}.rate-monitor-tabs .tabs-content::-webkit-scrollbar-track{background:rgba(30,41,59,.5);border-radius:3px}.rate-monitor-tabs .tabs-content::-webkit-scrollbar-thumb{background:rgba(59,130,246,.5);border-radius:3px}.rate-monitor-tabs .tabs-content::-webkit-scrollbar-thumb:hover{background:rgba(59,130,246,.7)}@media(max-width:767px){.rate-monitor-header,.rate-monitor-tabs .tabs-content{padding:1rem}.rate-monitor-cta{padding:1.5rem}}@media(prefers-color-scheme:dark){.rate-monitor-container{box-shadow:0 20px 25px -5px rgba(0,0,0,.3),0 10px 10px -5px rgba(0,0,0,.2)}}